Mortgage Rates 📢 November 24th, 2025

INTEREST RATES

Rate data as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance. No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org

💡 Why This Matters

📅 A flood of data is finally coming
With the government reopened, key reports like CPI, PCE, jobs, and QCEW are all stacking up in the days leading into the December 10 Fed meeting. Traders will finally have something real to trade on after weeks of blind guessing.

📉 We may be watching the same pattern repeat
Before the last two Fed cuts, bonds dropped early as markets baked in the cut, then reacted again after the announcement. This current slide in the 10-year looks very similar. The question is whether the Fed will follow the script again.

⌛ But this time feels different
Because the shutdown delayed so much economic data, the Fed will walk into this meeting without the full picture. That raises more uncertainty than the last few cuts and is why this decision is the most debated one of the cycle.

🎯 Realtor Insight
If rates drift lower into December, buyers will get a cleaner path to shop with confidence. But the reaction after the Fed meeting could create a quick window of opportunity. Keep active buyers close and be ready to run numbers fast.