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- Mortgage Rates 📢 November 10th, 2025
Mortgage Rates 📢 November 10th, 2025
Mortgage Rates ↔️ HOLD again. The government's planned opening could spark movement as economic reports resume.
Glenn Groves
November 10, 2025
INTEREST RATES
10 Year T-Note 90-day snapshot
Product | Rate / APR | Weekly Change |
|---|---|---|
↔️ Conv. | 6.375% / 6.439% | -.000% |
↔️ Conv. HB | 6.500% / 6.551% | -.000% |
↔️ JUMBO | 6.250% / 6.265% | -.000% |
↔️ FHA 3.5% DP | 5.625% / 6.672% | -.000% |
↔️ VA 0% DP | 5.625% / 5.848% | -.000% |
Rate data as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance. No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org
đź’ˇ Why This Matters
Rates have held steady for two weeks as the market waits for clarity on the economy and the Fed’s next move. With the government set to reopen, key data reports that were delayed—like inflation, jobs, and retail sales—will finally start flowing again. That means traders will have real numbers to trade on, which could spark movement in bond yields and mortgage rates after this recent quiet stretch.
In short: enjoy the stability while it lasts, but expect more volatility once fresh economic data hits and the market starts pricing in the Fed’s next steps.
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