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- Mortgage Rates 📢 March 31st, 2025
Mortgage Rates 📢 March 31st, 2025
Mortgage Rates ⬇️ slightly. Tariffs take hold on Wednesday.
Glenn Groves
March 31, 2025
INTEREST RATES
10 year 3-Month Snapshot
Product | Rate / APR | Weekly Change |
|---|---|---|
↔️ Conv. | 6.625% / 6.653% | -.000% |
↔️ Conv. HB | 6.875% / 6.939% | -.000% |
⬇️ JUMBO | 6.625% / 6.634% | -.125% |
⬇️ FHA 3.5% DP | 5.750% / 6.681% | -.250% |
⬇️ VA 0% DP | 5.990% / 6.204% | -.125% |
Rate data as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance. No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org
Markets are jittery. Tariff talk and Treasury supply concerns are pushing money out of stocks and into bonds, helping mortgage rates stabilize or even improve slightly. But with Friday’s Jobs Report on deck — and unemployment expected to tick higher — volatility remains the name of the game.
Bottom line: This week is a window of opportunity. If Friday’s data is weak, rates could drop further. If it surprises to the upside, expect a bounce.
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