Mortgage Rates 📢 April 28th, 2025

INTEREST RATES

Rate data as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance. No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org

📉 Why Rates Are Holding Steady:
Rates are stuck in a tight range because the market is waiting for big economic reports this week — especially GDP and jobs data. If growth and employment show more weakness, rates could finally move lower. Until then, traders are cautious.

📅 Key Reports Moving Rates This Week:

• 📈 Tuesday:

  • Case-Shiller Home Price Index

  • FHFA Home Price Index

  • JOLTS (Job Openings)

• 📊 Wednesday:

  • Mortgage Applications

  • Q1 GDP Report (big one!)

  • Personal Consumption Expenditures (PCE) Inflation Report

  • Pending Home Sales

• 📉 Thursday:

  • Initial Jobless Claims

• 🧑‍💼 Friday:

  • BLS Jobs Report (big one!)